Who can create a valid Pledge?
A pledge is a bailment that conveys possessory title to property owned by a debtor (the pledgor) to a creditor (the pledgee) to secure repayment…
Business
Essential Ingredients of Pledge
A pledge is a bailment that conveys possessory title to property owned by a debtor (the pledgor) to a creditor (the pledgee) to secure repayment…
Different forms of Mortgage
A mortgage is a debt implement, secured by the collateral of particular real estate property, which the borrower is obliged to pay back with a…
Negative Lien
Negative Lien A lien is the right of a creditor in possession of goods, securities or any other assets belonging to the debtor to retain…
Co-Surety
Co-Surety means one who is surety along with others. That means, any of two or more sureties liable on the same obligation. When two or…
Right of Subrogation
Subrogation refers to the process an insurance company uses to seek reimbursement from the responsible party for a claim it has already paid. Right of…
Credit Management Policy
Credit management policy – Credit management policies are rules and guidelines established by top management that govern the company’s credit department and its performance in…
Steps of Credit Analysis
Credit analysis covers the area of analyzing the character of the borrowers, capacity to use the loan amount, condition of capital, objectives of taking a…
Fundamental aspect of Portfolio of Securities
The fundamental aspect of Portfolio of Securities Over the last several years, bank investment portfolio management has become increasingly more important — and considerably more…
Seven-C’s of Creditworthiness
Creditworthiness is an evaluation of how deserving a loan contender is to get a loan sanctioned in his favor. The 7’Cs of Creditworthiness indicates the…
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