BusinessLending is principal business of banks, yet banks invest in securities – Explanation Lending is the principal business of banks, yet banks invest in securities – Banks make Money by taking in deposits and lending money at a…
BusinessHow do you select a Borrower for Good Lending? From small business owners to real estate investors to municipal and public corporations, borrowers are demanding more from their banking relationship. The five criterions below…
BusinessMethod of Loan Pricing Method of loan Pricing: Banks are the major financial institutions, which intermediate between actual lenders and actual borrowers. Loan Pricing is the process of determining…
BusinessCommon Steps of Bank Loan Policy Bank Loan is the extension of money from a bank to another party with the agreement that the money will be repaid. The loan policy…
BusinessThe Steps of Loan Operation Steps of Loan Operation – Bank Loan is the extension of money from a bank to another party with the agreement that the money will…
BusinessBank Loan Policy Bank Loan Policy To conduct loan operations efficiently and successfully it is important to formulate a clear-cut and comprehensive loan policy. Without an adequate loan…
BusinessVarious Types of Bank Loans Various Types of Bank Loans A bank is an institution which is engaged in the business of money and loan. The more loans a bank…
BusinessWhat legal actions bank may adopt to recover problem loans? The loans which cannot easily be recovered from borrowers are called Problem loans. When the loans can’t be repaid according to the terms of an…
BusinessCharacteristics of Bank Loan Characteristics of Bank Loan Bank takes surplus funds from its customers in its own custody and again temporarily provide or transfer these funds for a…
BusinessFunctions of Bank Loans on Provided to Individuals A bank loan is a monetary loan received from a commercial lender. The loan may have a specific purpose, such as a car loan or…