Banking

Documents that are related to Secured Advances Documentation is a salient feature of, sound lending. The terms and condition under which the loan is sanctioned…

Material Alteration of Cheque Cheques are a form of payment that is recorded by accountants on your receivables ledger. While you may record the payment…

A cheque is an important document that an individual, companies, governments and many others use to transact their business. By definition, a cheque can be…

Documentation and Margin in Banking Documentation Documentation is a salient feature of sound lending. The terms and conditions under which the loan is sanctioned and…

Different forms of Secured Advances and Unsecured Advances Secured advances mean loans made on the security of tangible assets like land, building, machinery, goods, and…

Cannons of a good Banking Security A bank is one kind of financial institution which deals with money and other monetary instruments and conducts business.…

Credit management policy – Credit management policies are rules and guidelines established by top management that govern the company’s credit department and its performance in…

Credit analysis covers the area of analyzing the character of the borrowers, capacity to use the loan amount, condition of capital, objectives of taking a…

The fundamental aspect of Portfolio of Securities Over the last several years, bank investment portfolio management has become increasingly more important — and considerably more…

Creditworthiness is an evaluation of how deserving a loan contender is to get a loan sanctioned in his favor. The 7’Cs of Creditworthiness indicates the…