Banking

Five-C’s of creditworthiness: A method used by lenders to determine the credit worthiness of potential borrowers. It is a system used by lenders to gauge…

Important Financial Ratios for Credit Analysis Credit analysis covers the area of analyzing the character of the borrowers, capacity to use the loan amount, condition…

By credit analysis, we mean analysis of the eligibility for getting a loan in the light of applications. At the time of credit analysis, the…

Unsecured Advances Clean/Unsecured advances are granted to customers of integrity with a sound financial backing, high business reputation and capacity to manage the business. In…

Loans and advances may be made either on the personal security of .the borrower or on the security of some tangible assets. The former is…

Five – R’s of Creditworthiness Credit analysis means analysis of the eligibility for getting a loan in the light of applications. At the time of…

Sources of information required to prepare a Credit Proposal – To help determine your ability to repay the loan, lenders will often order a copy…

Since investors have the opportunity to invest in more than one market, it is important to have a fair understanding of the criteria on which…

Non funded facilities are those facilities in which bank’s funds are not involved and the bank provides their services as an agent of its customer.…

Funded facilities are those facilities in which banks or financial institutions funds are involved. For example, running finance for the working capital requirement. Demand finance…